The secret to developing a growth money mindset

Introduction

Your mindset around money is influenced by experiences you’ve had throughout your life. Maybe you grew up in a household where money was a taboo topic, or perhaps you learned some “unwritten rules” about finances from your parents or close relationships.

Over time, these experiences shaped the way you feel and think about money, often without you even realising it.

The great news? No matter what your background is, you can change or strengthen your money mindset by the information you take in—and more importantly, by the actions you choose to take.

What Is the Growth Spiral?

A big reason many people don’t follow through on new financial strategies is that they don’t understand the concept of the “growth spiral”.

This applies to all areas of life, but especially in business. And guess what? It’s not about how much you know, how many degrees you have, or how much experience you’ve racked up.

It starts with your identity—how you see yourself. Do you view yourself as a successful business owner? Can you imagine feeling secure with lots of money in the bank? Do you see yourself as a wealthy woman?

Next come your beliefs—the stories you tell yourself about money. Do you believe you’re bad with money or numbers? That you have to work extra hard to deserve money? That if you make more, others will lose out? Or that there’s just never enough?

Finally, your beliefs shape your actions. How you behave around money is driven by these stories and beliefs.

Mindset + Action = Growth

Yes, working on your mindset and clearing out those old money blocks is super important. But you can’t stop there. If all you do is work on your mindset, you’ll end up stuck, thinking but not doing.

A true growth money mindset is about more than positive thinking or repeating money affirmations. It’s about taking action—even if it’s imperfect. We all know if you keep doing what you’ve always done, you’ll keep getting the same results.

So, if you want to grow, start by changing your actions.

Decide you’re going to make a change and take that first step, even if it’s a little messy. You don’t need everything to be perfect—just get moving towards your goal.

Action Creates Tangible Results

Once you start taking action, you’ll start seeing real, tangible results. These results create evidence—proof that your old beliefs might not be so true after all. And as you keep building on that evidence, your beliefs shift, and so does your identity.

Suddenly, you find yourself thinking, “Hey, I can manage my money”. You feel more comfortable earning more and owning your success. You realise there’s more than enough money for everyone, including you.

And with that new identity, the growth cycle keeps going!

Final Thoughts

Changing your mindset and attitude toward money is absolutely possible. It does take effort and a bit of courage, but taking action is the quickest path to growth.

If you’re ready to take that step, I offer private, confidential coaching programs designed just for you. Let’s have a free, no-pressure chat about how I can help you take action, transform your finances, and grow your money mindset. Book in for your chat with me here.